AI in finance must be policed differently
The FCA's rulebook wasn't built for agents. A new framework is overdue.

Why it matters
As agentic AI enters financial services, regulators face a choice: adapt existing oversight or risk strangling innovation. This opinion argues for AI-native regulation rather than forcing agents into legacy compliance.
The key facts
10 to knowFCA (UK Financial Conduct Authority) regulation framework being applied to agentic AI
Debate over whether existing financial rules are fit-for-purpose for autonomous agents
Risk that over-regulation could deny investors access to AI-enabled financial tools
Financial services industry (investors, advisors, institutions) as the affected sector
Regulatory policy and compliance as the core story
Subject: agentic AI in financial services
Regulatory framework: FCA (UK Financial Conduct Authority) existing rules
Central tension: equivalence regulation vs. innovation/access
Industry: finance/investing
Stakeholder: retail investors
Go to the source
Financial Times Technologyft.com
Publisher excerpt: Subjecting agentic AI to an equivalent of the FCA’s existing rule book could deprive millions of investors of valuable help