How AI Is Rearchitecting Lending
80% of financial services leaders are doubling down on AI—but most are still stuck on origination friction, not transformation.
Why it matters
AI adoption in lending is accelerating with strong investment momentum, but reveals a gap between strategic intent and transformational execution—a critical inflection point for financial services infrastructure.
The key facts
8 to know80% of financial services AI decision-makers plan to increase investments in predictive and generative AI
Most firms expecting double-digit growth in AI spending
Primary focus: scaling origination, reducing handoff friction
Published Apr 23 2026 — lending AI adoption landscape snapshot
Most firms expecting double-digit growth in AI lending
Focus areas: scaling origination, reducing handoff friction
Source: Forrester research data
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Publisher excerpt: Lending Is Reaching An Inflection Point More than 80% of financial services AI decision‑makers plan to increase investments in both predictive AI and generative AI, with most firms expecting double‑digit growth, according to Forrester’s data. The immediate focus for the majority of financial…