ToolsMay 15, 2026via The Verge AI
OpenAI now wants ChatGPT to access your bank accounts
Why it matters
OpenAI is expanding ChatGPT beyond chat into financial advisory, integrating with Plaid to unlock account-level data. This shifts the AI assistant from a conversational tool into a personal finance agent—raising critical questions about data security, liability, and regulatory compliance for AI companies handling sensitive financial data.
Key signals
- ChatGPT Plaid integration announced in preview
- 200M+ monthly users accessing ChatGPT for finance questions
- Integration spans 12,000+ financial institutions (Schwab, Fidelity, Chase, Capital One)
- Users can connect bank accounts and credit card information
- Uses Plaid as secure bridging platform
- Feature positions ChatGPT as personal finance advisor agent
The hook
OpenAI just gave ChatGPT access to your bank accounts. 200M monthly users can now connect Plaid directly.
ChatGPT will even know how much credit card debt you have. | Image: OpenAI
Your trust in AI is about to be put to the test: OpenAI will soon let you give the chatbot direct access to your bank accounts. The new feature announced in preview today will allow users to "securely connect" ChatGPT with …